10 Steps to Start Your Business in 2023
Happy New Year from all of us at the SBA!
Are you thinking about turning your small business dream into a reality in 2023? Starting a business involves planning, making key financial decisions, and completing a series of legal activities. To help get you started, review this handy 10-step check list here.
SBA Offers Disaster Assistance to California Businesses and Residents Affected by the Earthquake in Humboldt County
SACRAMENTO, CA – Low-interest federal disaster loans are available to California businesses and residents affected by the earthquake in Humboldt County that occurred December 20, 2022. The disaster declaration makes SBA federal disaster loans available in Del Norte, Humboldt, Mendocino, Siskiyou and Trinity counties.
Businesses of all sizes and private nonprofit organizations may borrow up to $2 million to repair or replace damaged or destroyed real estate, machinery and equipment, inventory and other business assets. SBA can also lend additional funds to businesses and homeowners to help with the cost of improvements to protect, prevent or minimize the same type of disaster damage from occurring in the future.
Beginning Monday, January 9, SBA customer service representatives are available at the following Disaster Loan Outreach Center to answer questions about the disaster loan program, explain the application process and help individuals complete their application. The center will be open on the days and times indicated below. No appointment is necessary.
Disaster Loan Outreach Center
Rohner Recreation Hall
7 Park Street
Fortuna, CA 95540
Open 8:00 a.m. Monday, Jan. 9 through 4:30 p.m. Friday, Jan. 27
Mondays – Fridays, 8 a.m. – 4:30 p.m. PT
Closed Monday, January 16 for Martin Luther King Jr. Holiday
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For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations of any size, SBA offers Economic Injury Disaster Loans to help meet working capital needs caused by the disaster. Economic injury assistance is available regardless of whether the business suffered any property damage.
Disaster loans up to $200,000 are available to homeowners to repair or replace damaged or destroyed real estate. Homeowners and renters are eligible for up to $40,000 to repair or replace damaged or destroyed personal property.
Applicants may apply online, receive additional disaster assistance information and download applications at https://disasterloanassistance.sba.gov/. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance. For people who are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services.
The deadline to apply for property damage is March 6, 2023. The deadline to apply for economic injury is Oct. 4, 2023. Learn more
2023 Commercial Outlook: For Businesses, Banks, & International Trade, January 19 at 10AM PST
The last two years have been a whirlwind of factors that have significantly disrupted the global economy, including quarantine shut-downs, supply chain disruptions, interest rate hikes and more.
Join us as we kick of 2023 with a discussion on anticipated growth levels, interest rates, regulatory expectations, supply chain recovery, and other factors that will impact capital markets, small business exporters, and the world economy.
Building off of a recently signed Strategic Alliance Memorandum, the SBA and Bankers Association for Finance and Trade (BAFT) are working together to bring you key insights and updates. You will hear an enlightening conversation between the American Bankers Association’s Chief Economist and the Bankers Association for Finance & Trade’s President & CEO, moderated by SBA’s Associate Administrator of International Trade.
Whether you are a small business, a lender, or a counselor, you will want to listen in! Register
Looking for capital for your small business? The U.S. Small Business Administration (SBA) helps small businesses get funding by setting guidelines for loans and reducing lender risk. These SBA-backed loans make it easier for small businesses to get the funding they need.
Check out SBA’s loan programs. Lean more
Path to a Patent Quarterly Series Restarts January 12
Is your New Year’s resolution to file a patent? The United States Patent and Trademark Office’s (USPTO) eight-part recurring Path to a Patent series covers everything from intellectual property (IP) basics, to patent searching, to what you’ll need to draft and submit your patent application.
This free, virtual series, which is hosted by USPTO regional offices, starts January 12 with the Path to a Patent, Part I: IP basics and will run through March 16. Register
 Small Business Training Events
SBA and its resource partners – SCORE, Small Business Development Centers, Women’s Business Centers, and Veterans Business Outreach Center – continually offer training and educational programs. Below is a sample of events and the full calendar of training programs and webinars is found at San Francisco District Upcoming Events link below.
Marketing Essentials (01/09 at 10AM)
Start Smart Spring 2023 (01/10 at 5:30PM)
Applying for the Major Infrastructure grant for Child Care Facilities (01/11 at 10:30AM)
Employee to Entrepreneur: Franchising 101 (01/11 at 4PM)
Cómo Pagar su Préstamo EIDL por COVID (01/11 at 5PM)
Must Know Insurance for Small Businesses (01/13 at 9AM)
Preventive Business Law Office Hours for Entrepreneurs (01/13 at 9:30AM)
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